Terms of Service

Last Updated: March 9, 2026

⚠️ Important Educational Disclaimer

All content on CashWise is for educational and informational purposes only.

CashWise does not provide financial advice, investment advice, tax advice, or legal advice. Nothing on this website should be construed as a recommendation to buy, sell, or hold any investment or financial product.

Always consult with a qualified financial advisor, accountant, or attorney before making any financial decisions. Your individual circumstances are unique, and what works for others may not work for you.

1. Acceptance of Terms

By accessing and using CashWise ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Educational Content Only

All calculators, articles, tools, and content provided on CashWise are for educational purposes only. They are designed to help you understand financial concepts and run hypothetical scenarios.

We do not provide personalized financial advice. Results from our calculators are estimates based on the inputs you provide and should not be considered guaranteed or accurate predictions of future performance.

3. No Financial Advice

CashWise is not a registered investment advisor, broker-dealer, financial planner, or fiduciary. We do not offer investment advice, tax advice, legal advice, or any other form of professional advice. Always consult qualified professionals for your specific situation.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to accept responsibility for all activities that occur under your account.

5. Acceptable Use

You agree not to use the Service to:

  • Violate any laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful or malicious code
  • Interfere with the operation of the Service
  • Impersonate others or provide false information

6. Intellectual Property

All content on CashWise, including text, graphics, logos, and software, is the property of CashWise and protected by copyright laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT RESULTS WILL BE ACCURATE.

8. Limitation of Liability

CashWise shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, including but not limited to financial losses from investment decisions.

9. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. We may earn commissions from affiliate links.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the updated Terms.

11. Contact

Questions about these Terms? Contact us through our website.