Calculate your monthly payment, view the full amortization schedule, and understand the true cost of your home loan.
Calculate your mortgage
Use our free mortgage calculator to estimate your monthly payment and see a full amortization schedule broken down year by year. Enter your home price, down payment, interest rate, and loan term to instantly see what you'll pay each month — and how much goes to principal vs interest. Whether you're a first-time homebuyer or comparing refinancing options, this calculator gives you clarity before you commit.
You borrow $320,000 and pay back $724,320. How amortization, points, PMI, and escrow really work, and how $100 a month extra saves $68,848.
Read the guide →Same house. Same rate. Different loan term. One choice costs you $200,000 more. Here's the math that decides which is right for you.
Read the guide →Lenders will approve you for way more than you can afford. Here's the real math that keeps you from becoming house-poor.
Read the guide →Refinancing can save thousands—or cost you more than staying put. Here's the break-even calculation that tells you when it's actually worth it.
Read the guide →PMI protects the lender, not you. Here's what it costs, how to avoid it, and the three ways to get rid of it once you're stuck with it.
Read the guide →Everyone says "rent is throwing money away." The math says otherwise. Here's the breakeven point—and why buying only wins if you stay 5+ years.
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