🏖️ Retirement Calculator

Plan your retirement with year-by-year projections. Supports pension income, Social Security, and portfolio depletion analysis.

Current Age

Retirement Age

Current Retirement Savings ($)

Monthly Contribution ($)

Retirement Goal ($)

Expected Annual Return (%)

📊 Pension & Expense Details

Annual Expenses in Retirement ($)

What you'll spend per year (in today's dollars)

Life Expectancy

Expected Inflation Rate (%)

I will receive pension income

Annual Pension Amount ($)

My pension adjusts for inflation (COLA)

⚠️ Important: Without inflation adjustment, your $40000 pension will cover less of your expenses each year. We'll show you how much extra you need to save.

🖐️

Enter your details and click Calculate

Our free retirement calculator helps you find out if you're on track to retire comfortably — and what to do if you're not. Enter your current age, savings, monthly contributions, expected return, and retirement age to see year-by-year projections of your nest egg. Whether you're 25 or 55, understanding your retirement number today is the most important financial calculation you can make.

Frequently Asked Questions

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🏖️ Retirement Calculator

Frequently Asked Questions

How much do I need to retire?

What is the 4% rule?

When should I start saving for retirement?

How does Social Security affect my retirement plan?

Want to track your calculations?